Swigart-Braunscheidel Insurance Agency, Inc. is an independent full lines agency at 202 N. Market Street in Wooster, founded in 1994 and representing over twenty companies. The current website was built on a template made for an electrician and nobody ever went back and changed the anchors, so three navigation links and the Business Insurance button under the products row still send people to Lighting, Wiring and Repair. This page is not their website. It is a demonstration of what a page written for an insurance agency would look like instead. To reach the actual agency, ring (330) 263-1186.
Swigart-Braunscheidel describes itself as a full lines agency covering auto, home, health, commercial, life and disability. The six blocks below group the products exactly as the agency's own Learn More page groups them, under Individual Insurance and Business Insurance. The wording underneath is ours, written to show what a service section reads like when it is written for the business rather than inherited from a template. Nothing on this page should be read as a quote, a rate or a coverage promise. Ring (330) 263-1186 and ask an actual agent.
Listed first under Individual Insurance on the agency's own page, which notes discounts for a good driving record and for carrying more than one policy. Being independent is the part that matters here. Ohio Mutual, The Hartford, Progressive and Wayne Mutual are all named on the carrier list, so the same driver can be run through four books instead of one and the agency keeps the one that comes back best.
The agency's page specifies replacement cost for homes and personal property, and notes that water back-up coverage is also available. Water back-up is worth asking about by name, because it is the coverage most people assume is automatic and most often is not. Renters insurance is named too, which is easy to shrug off until the building next door has a fire.
The agency's own line is that a small farm or a large farm can both be tailored into a package, and the carriers named for farm are Ohio Mutual Insurance Group and Wayne Mutual. Farm is genuinely its own animal in insurance terms, since the house, the outbuildings, the equipment, the livestock and any liability from people coming onto the ground all sit in different places on the policy.
Anthem Blue Cross and Blue Shield, Medical Mutual of Ohio, SummaCare, Aetna, Aultcare and United Healthcare are the health carriers named on the agency's list, and Medical Mutual, Anthem, United Healthcare and Aetna are named again for Medicare supplement. Nick Swigart heads the life, medical and health programs according to the about page. Medicare has enrollment windows, so the calendar matters more than usual on this one.
The agency writes that it has access to over 100 life insurance companies with a financial rating of A or better, for term or permanent coverage. Disability is named in the full lines description at the top of the site. This is the corner of insurance where the honest answer often depends on your age and your health, which is a conversation rather than a form.
The Business Insurance section of the agency's own page names commercial auto, general liability, commercial property, group health, voluntary benefits and retirement planning, and says no commercial auto account is too small or too large. Eric Braunscheidel leads the personal and commercial property and casualty programs per the about page. Ohio Mutual, Wayne Mutual and several specialty lines carriers are named for business.
Here is what a picture-led page does that the current one cannot. The site as it stands leads with a stock hero and a row of three template buttons, and the only photographs on the whole thing are three staff headshots sitting on the about page under links that all read Button. Meanwhile the actual story is a Market Street office in Wooster where three named people have been doing this since the nineties. Every image below is stock, standing in for photographs somebody would take in an afternoon. Ring (330) 263-1186.
That is the number on the agency's own site, on the Wooster Area Chamber of Commerce listing and on the Progressive agent directory, and all three agree, which is more than can be said for most of the other details. It is a small office on Market Street, so you get a person rather than a queue.
Auto, home, farm, health or Medicare, life, or business. Then say what you have now and who it is with. An independent agency's whole advantage is being able to run you through twenty companies rather than one, and that only works if they know what they are trying to beat.
Declarations page, current premium, current limits and deductibles. Comparing a quote to a premium without comparing the limits is how people end up cheaper on paper and short at claim time. Ask specifically about replacement cost on the home and about water back-up, since the agency names both.
The about page names three people. Eric Braunscheidel leads personal and commercial property and casualty, Nick Swigart heads life, medical and health, and Kim Gillman, who holds the CISR designation, leads service for all property and casualty clients. Ask which of them ends up on your account, because that is the person you ring when something happens.
Both numbers are on the live site right now. The home page hero says the agents offer over 60 years of industry experience. The block further down the same home page, and the whole about page, says over 80. The Learn More page goes back to 60. It is the sort of thing that happens when a page gets edited in two places over a few years and there is nobody whose job it is to read the whole thing through. On its own it is nothing. Sitting next to three navigation links that point at Lighting, Wiring and Repair, and sixty two instances of the word Button standing in for link text across three pages, it starts to read as a site nobody has looked at closely in a while, which is an unfortunate impression for a business whose product is attention to detail on your paperwork. There is one more piece worth knowing. The Progressive agent directory, which is a page real customers land on when they search, lists the agency's website as swigartinsurance.com. That domain does resolve, and over plain http it serves a nearly empty page that bounces you to swigbraun.com, but over https it does not respond at all, and https is what a browser tries first in 2026. So there is a live carrier directory pointing customers at a link that hangs. None of this is a comment on the insurance. Three named people with CISR letters and thirty years of carrier relationships is the actual business, and the website is just the part nobody got to.
Straight answer about where these hours come from, because it is the whole point. Monday to Friday, 8:00am to 5:00pm, with after hours by appointment, is what the Progressive agent directory publishes for this office. It is not on swigbraun.com. The agency's own website does not state its hours anywhere, and neither does the Wooster Area Chamber of Commerce listing. That means the opening times a customer reads are held by a carrier's directory rather than by the agency, and if the office closes early on Christmas Eve or opens late after a snow, there is no page anybody here can edit to say so. Ring (330) 263-1186 and ask what this week looks like. Publishing real hours somewhere you own is the cheapest fix on this entire page.
This one is genuinely consistent, which is worth saying out loud after everything above. 202 N. Market St., Wooster, OH 44691 appears on the agency's home page, contact page and footer, on the Wooster Area Chamber of Commerce member listing and on the Progressive agent directory, and all of them match. The phone matches everywhere too. Ring (330) 263-1186, or walk in, since Market Street in Wooster is a place you can park.
Which policy, what you have now, and when it renews. That is enough for an independent agency to know which of its twenty companies to run you through first. Ringing (330) 263-1186 is still the fastest route, and this form is here for the people who would rather type it out at nine at night than ring during their own working day.
No rates, premiums or quotes are published anywhere by this agency, so nothing about price is printed on this page. Say it plainly, this page is not a quote and nothing on it is an offer of coverage. This is a demonstration page built by Rough Looking Website to show what a real site would do, so the form is a working example rather than a live inbox, and the phone is the route that reaches an actual person today.
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